The Ministry of Finance seeks your thoughtful ideas for the Union Budget 2025-26 which aims to reflect the aspirations and needs of the people, fostering inclusive growth and progress. Whether you are a student, professional, homemaker, or retiree, your voice matters!

I Dr. Guinness Madasamy respectfully submit this petition to bring to your attention the critical need for a tailored financial support system specifically designed for the small-scale merchant community. Small-scale merchants are the backbone of India's retail sector, contributing significantly to employment and economic growth. However, these businesses often face challenges in accessing finance due to stringent collateral requirements, high interest rates, and complex application processes. Existing schemes like the Pradhan Mantri MUDRA Yojana (PMMY), while beneficial, do not entirely address the unique needs of small-scale merchants who are looking to expand or stabilize their operations in a rapidly changing market environment.

My post no. 12 corruption, fraud, black money, cyber crime, tax evasion and NPA are big problems in financial sector. allocate fund and appoint committee for discussion of ideas with public.

Suggest n comment for Budget Finance:- Section 80U of Income Tax Act, Tax Deduction for Disabled Individuals For a person with 40% to less than 80%, the deduction limit is Rs 75,000. For a person with more than 80% disability, the deduction limit under Section 80U is Rs 1,25,000 in old income tax only. We suggest and demand that for a person with more 80% disability, the deduction limit under Section 80U to be Rs. 2,50,000/- in both old Income tax and new income tax rules. my family, including my wife, daughter and son and me, are Deaf

My post no. 11 विकसित भारत fund should launch and appoint committee for motivation to publics and especially students. book, song, film, poster, ideas should implement from fund allocate in budget 2025. I also written manuscript for book of विकसित भारत । I also written few lyrics in hindi. i need sponsors or funding.

My post no. 10 Select 5 top problems of India. like water, electricity shortage, traffic jam and road accident, over population, Inflation, unemployment, pollution, Global warming, climate change etc.etc Launch fund and appoint committee.

In this budget, the government should also develop the municipal council areas like the district headquarters so that the dream of a developed country can come true... In this budget, Fatehpur (Rajasthan) Central School should be approved so that thousands of students of the area can get the education of the district headquarters. So that education can be provided... the central government should include Fatehpur-Salasar railway line and Fatehpur-Ratangarh railway line in its budget....

more gst ,govt getting more taxs but low class are not utilising the govt schemes and services

Because they had already paid the amount with interest to the government against the pension. They may be exempted from TDS on OPS.

(1) ITR filling guidelines, taxation, tax exemption, tax benefits (old & new regimes) should be published on income tax website in all the regional languages. (2) NPS gov employees should given term life insurance of minimum 1.5 to 2 cr at monthly deduction of 1000 to 2000 Rs form Salary despite NPS contribution till his service. if employee dies cover amount along with other charges shold be given to nominee. incase employee completes his service debited amount should given with other claims. (3) All the handicapped gov employees joined after NOV. 2005 should be given the old pension scheme. (4) Insurance policies should be GST and tax free. (5) Provision of term life insurance for handicapped persons should be made by gov. or asked insurance companies to do so at a cheaper premium. (6) In old tax standard deduction have to be increased to 1 lac. (7) Medical reimbursement amount of gov employee should be tax free as he pays all his medical expenses from salaries him/herself.