Review Budget allocation based on Minorities, caste Based Allocation & real utility by Social audit of past 15 years Funds released both central & all States by CAG & experts Audit teams - Rationalize them to real true poor & needy students by 3 tier checks - Use the Funds rationally to increase Seats in IITs, ITI Politechnics, IISc ,Govt Medical Cilleges, Ayurveda, Defence & sainik schools to increase student admission seats 2 to 3 fold , R&D budget in Educational sector Environment protection, Quantum computing etc so real meritorious students benefit & Funds are efficiently used by Cutoff Subsidies, scholarships based on Religion - check Budget given to Minorities Ministry, SC ST OBC in all states Budget Madharsa Urdu schools & urdu Universities

Respected Minister, Decision to increase STT on F&O in the last budget was very welcoming, F&O activity has reduced considerably across brokers. On the same line STT on equity delivery shall be REDUCED to 0.025% or shall be demolished as investors are now paying taxes at higher rate. Also, reducing STT on buying equity shall make the market more buoyant.

Namste Ev scooter policy Every company adopt fast charging stations and battery swapping stations But problem is every one know that this two technology adopt every taluks and Big cities provide indian population is impossible That's why Universal Fast charging adopter and universal battery swapping stations are more important to survived society For ex In cities 30 to 40 ev only one station can survived EV policy is most important Any company take charge adopt universal technology in country

The budget can facilitate "A Mission for More Vegetables and Fruits for the Common Man". People now want to consume more vegetables and fruits for better health increasing the demand manyfold. But unfortunately, supply chain issues plague these perishable items pushing up the prices. It also results in skewed inflation figures disrupting effective monetary policy. By starting a mission to address the above problem with * Identification of 10 or more nutritious vegetables and Fruits to form a basket * Continuously track their prices, availability and supply chain logistics to enable Sourcing and Supply Chain improvements at different cities and towns *Cold Storage Facilities where appropriate *Monitor and control the inflation of these items This will enable *Healthier more productive society and Bharath *Delight the Middle and Lower Economic Classes *Address inflation that is immune to Monetary Policy *Bring down Health Subsidies over medium term

Dear Madam Minister, My humble request for you is to review the efficacy of utility/ implementation of Reverse Mortgage loan scheme in PSU banks. My feed back is it has not met desired objective of empowering senior citizens to be financially stable by unlocking the asset value of their hard earned Property in their working life time. PSU banks can positively play an important role in popularizing this RML Scheme. The main draw back is banks are playing safe by charging higher interest rates compared to even general housing loans. Why ? After all the have mortgage lease papers with them already for a solidly proven verified property. My request for you is review the implementation of Reverse Mortgage loan schemes in PSU, specially SBI and see to it that 1) Interest rates for RML are reduced to substantially low level . 2) Maximum Loan Limit is as per Market Value. 3) Increase value of first initial cash withdrawal limit 4) no penalty for early repayment

I have three suggestions for this union budget 1) My first suggestion give some rewards to the tax payer so that they encourage and inspire others to pay tax timely. Central Government can issue a special card for the tax payer by which the taxpayer get a benefit or subsidy in some field like medical field or in road tax etc. 2) For encouraging the startup We can give special loan subsidy in very very low interest and we can give some tax relief for growing startups. For inspire the youth we can also give some special rewards and awards to the young entrepreneur. 3) My third suggestion is the government representative went village to village for teach the farmers using some better hybridised seeds, promote organic farming and some genetically modified crops .They can also teach some better techniques for agriculture and aware the farmers by telling them the government substitutes which specially for the farmers.

I post some suggestions, If these are considerable, the please select these. Thanking you

Good Initiative from GoI

Good

Swadeshi budget is a best option for improve economic condition.some suggestion given for it. 1 swadeshi tax has been imposed on all product to promote swadeshi economic system. 2 A tax benefit should be given to swadeshi entrepreneurship. 3 A swadeshi development fund has been created for promote at large scale. 4 swadeshi mission campaign has been funded through budget fund.