big companies like SAIL and other PSU's have very limited current account and many cash credit account for local monitoring. Bank sofwares like SBI Cash mangement product they sweep debits net debit/credit to main current account. such a arrangement ensures that no extramoney is loitering in individual accounts or any over draft interest. every thing related to interest impacts only main current a/c and comapany easily manges 125+ accounts with optimum interest impact.such option thould be tried with govt departments.can explain in greater details

If we integrated with single financial platform department wise we can review the data.from employee benefit to people expenses to be linked. Already we are having separate plsingarnaisation

We are having it company in the City of Bangalore. For financial cost management we need the single platform for financial accounting with budget measures and approval automation. With out this we can't measure the cost, this will avoid file concept of approval. We should measure the non organic expenses to reduce the cost.and also. Fix the costcall the it companies give th e task to complete platform

Underserving Retired personnel of Research Organisations from ISRO continue to get undue privileges including gun trotting security personnel. Certainly an expenditure that can be cut !!

Defence R & D expenditure which is about 6% of the Defence budget has not resulted in anything substantial in the last 50 years other than providing jobs to it's employees. Even here it is overstaffed and over privileged in many aspects. Due to the paucity of space just one - unnecessary extensions and so called chairs being provided even for personnel who have crossed the age of 60. They have not performed till they were 60. Will they do so after this ?

I am working in govt hospital. And there is always some problem with availablity of some necessary things. So i think that if we charge 5 or 10 Rs per OPD or Emergency registration then our hospital can earn valuable revenue by this which can be use in purchasing of many necessary things and this small sum of money wont affect common people also...

Each and every citizen is a contribuant to the exchequer. The hard earned money of most people need to be utilised and accounted. The great heritage of wealth, concept of good governance and concern to the people run in our culture. The best managers of the world are Indian housewives who show their savings. If they contribute their gold we can buy all powers of the world becoz the savings of gold are more than 11% of total gold reserve in the world. So just consider country as family and spend

For inclusive growth of SC/ST community, Govt. may consider imposition of a cap like that of Creamy Layer (which is in case of OBC) for availing reservation in fresh appointment for posts reserved for SC/ST. Though, this will politically be a very tough decision, but if done, it will result in inclusive growth of persons belonging to SC/ST community and will also result in reducing the disparity among persons belonging to SC/ST community.

dear sir,as a concern indian im writing this text to u,as its smart phone world ppl are attached to their phones rater then work ,its common seen young ppl in government offices chat most of time on social media ...in thier working hours ...losing their interest on work...this affects common ppl who ask for help with thm....i request u to take some action this so tht our government offices are free from mobile chats and thier is only work in office..regards

(1)GoI may plan reduce use of hard cash circulation by promoting soft cash management thru mobile banking etc.(2)GoI to make National/Pooled Cash Management system that allows cost and profit sharing amongst all pooled banks to facilitate soft cash transaction as suggested above.(3)Encourage and incentivise above soft cash management while by banning hard cash transactions gradually.(4)Promote Micro financing by mobile banking in rural area for cash deals including govt deal like MGNREGA.