Rajaa Raamakrishnan Kanthadai
6 साल 11 महीने पहले
SOLVING THE NPA "PROBLEM"...
1. Redefine NPAs based on solid statistical basis;
2. Allow restructuring of NPAs;
3. Change profitability norms of banks for restructured assets;
ADDITIONS:
4. Allow free inter-bank / inter-financial institution movement of NPAs & restructured assets;
5. Give operational freedom to banks and FIs to restructure NPAs;
6. Change credit rating systems, synchronise them with Indian realities;
7. Give big incentives for successful turnarounds by restructuring
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